Get Wichita Falls, TX Car Title Loans with Bad Credit

Plus Loans has already helped hundreds of Wichita Falls, TX residents to get a Car Title Loan for their urgent financial needs. If you also need instant cash and own a vehicle, you can use it to apply for a secured Auto Title Loan from Wichita Falls, TX lenders online or in a store near you.

Our completely online application allows you to apply in minutes and get the funds same day with no paperwork, no faxing, no credit check. Start now and check how much you can get for your car value and what interest rates the lender can offer you.

How to get a Title loan in Wichita Falls, TX, TX?

1.Shop around, choose a reliable Wichita Falls, TX Title Loan lender and visit their website to start an online application;

2.Fill in the required information about your vehicle make, year, etc. in order to check what loan amount you can count on;

3.Have your vehicle inspected online with the help of photos or in a lender’s store;

4.After approval, get the financing from the best Wichita Falls, TX direct lenders within 30 minutes.

What are the Wichita Falls, TX Title loan requirements?

Various lenders may have different eligibility criteria for their Title Loan borrowers but in general they are basic:

Minimum age of 18+
A proof of regular monthly income
An active banking or checking account
A government-issued ID
A social security number
Texas residency.
You can be also required to provide the following documents:
Original lien free vehicle title in your name
Current car registration
Proof of vehicle insurance
Residency proof
Government issued ID.

Can I get Wichita Falls, TX Title Loan with bad credit?

If you wonder if you can get approved for a bad credit title loan in Texas, the answer is generally “Yes!” Most lenders don’t check your credit history for a Car Title Loan and don’t require minimum credit score. You secure the loan with your car title which makes you creditworthy and reliable borrower.

Consider Alternative Loan Options in Wichita Falls, TX

Installment loans are available from various financial institutions such as banks, credit unions, and online lenders. These loans allow borrowers to receive a lump sum of money and repay it over a fixed period through regular monthly installments. With longer repayment terms, installment loans are suitable for larger expenses or projects, providing borrowers with structured repayment plans that help them manage their finances effectively.
If you're in Texas, personal loans can be obtained from banks, credit unions, and online lenders. These loans offer flexibility in how you use the funds and are often unsecured, meaning no collateral is required. Whether you need to consolidate debt, cover home improvement costs, or handle unexpected expenses, personal loans are versatile options. The interest rates for personal loans are typically based on your creditworthiness, providing competitive rates for eligible borrowers.
Payday loans are available from payday lenders, both in physical locations and online platforms. Payday loans are designed to provide quick cash for short-term needs, particularly for emergencies or to bridge the gap between paychecks. However, it's important to note that payday loans often come with higher interest rates. Therefore, they should be used cautiously and only when necessary, as the high costs can lead to a cycle of debt if not managed properly.